Calculators
Work out tips, loan payments and investment growth, with the full working shown so you can check the numbers.
- Tip CalculatorWork out the tip and total on a bill and split it between people, with optional rounding.
- Loan EMI CalculatorWork out the EMI, total interest and payment schedule for a loan, with extra payments and weekly or bi-weekly options.
- Compound Interest CalculatorSee how savings grow with compound interest and regular deposits, with a growth chart and year-by-year table.
Choosing the right tool
A calculator is most useful when it shows how it got the answer. The tip calculator splits a bill between people and can round the total so everyone pays a whole amount. The loan EMI calculator gives the fixed payment, the total interest and a payment-by-payment schedule, and shows how much interest an extra payment saves. The compound interest calculator shows how savings grow over time and splits each year into money you put in and interest earned.
Use them to compare options before you commit. A slightly lower interest rate or a few extra payments can change the total cost of a loan by thousands, and the effect of time on savings is easier to believe once you see it in a chart. All amounts are plain numbers, so any currency works.
The results are estimates based on a fixed rate and the figures you enter, and they do not include fees or taxes. Nothing you type leaves your browser.
Frequently asked questions
- Are these calculators accurate?
- They use the standard formulas and are checked against published examples. They assume a fixed interest rate and do not include fees, insurance or taxes, so your lender’s own figures may differ slightly.
- Which currency do they use?
- None in particular. Amounts are plain numbers with two decimals, so you can use dollars, euros, pounds, rupees or any other currency.
- Is the information I enter saved?
- No. The calculations run in your browser, and the numbers are not sent to a server or remembered after you reload the page.